Autor/es de la URV: | Fernández Bariviera, Aurelio / MARTÍNEZ, LISANA BELÉN
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Autor según el artículo: | Belén Guercio M, Martinez L, Bariviera A
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Direcció de correo del autor: | aurelio.fernandez@urv.cat
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Identificador del autor: | 0000-0003-1014-1010
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Año de publicación de la revista: | 2019
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Tipo de publicación: | Journal Publications
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ISSN: | 22277072
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e-ISSN: | 2227-7072
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Referencia de l'ítem segons les normes APA: | Belén Guercio M, Martinez L, Bariviera A (2019). SME Steeplechase: When Obtaining Money Is Harder Than Innovating . International Journal Of Financial Studies, 7(2), -. DOI: 10.3390/ijfs7020025
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Referencia al articulo segun fuente origial: | International Journal Of Financial Studies. 7 (2):
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Resumen: | © 2019 by the authors. Licensee MDPI, Basel, Switzerland. In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance.
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DOI del artículo: | 10.3390/ijfs7020025
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Enlace a la fuente original: | https://www.mdpi.com/2227-7072/7/2/25
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Versión del articulo depositado: | info:eu-repo/semantics/publishedVersion
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Acceso a la licencia de uso: | thttps://creativecommons.org/licenses/by/3.0/es/
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Departamento: | Gestió d'Empreses
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URL Documento de licencia: | https://repositori.urv.cat/ca/proteccio-de-dades/
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Áreas temáticas: | Finance Ciencias sociales Business, finance
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Palabras clave: | Sme Innovative firms Innovation Financial decisions Financial decision making European union Eu
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Entidad: | Universitat Rovira i Virgili
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Fecha de alta del registro: | 2025-02-18
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Volumen de revista: | 7
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