Articles producció científica> Gestió d'Empreses

Factors influencing policyholders' acceptance of life settlements: a technology acceptance model

  • Dades identificatives

    Identificador: imarina:9242269
    Autors:
    de Andrés-Sánchez JGonzález-Vila Puchades LArias-Oliva M
    Resum:
    The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
  • Altres:

    Autor segons l'article: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M
    Departament: Gestió d'Empreses
    Autor/s de la URV: Arias Oliva, Mario / De Andrés Sànchez, Jorge
    Paraules clau: Unified theory of acceptance and use of technology Technology acceptance model Structural equation modelling Secondary life insurance market Life settlements Life insurance
    Resum: The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
    Àrees temàtiques: Saúde coletiva General business,management and accounting Finance Economics and econometrics Ciencias sociales Business, management and accounting (miscellaneous) Business, management and accounting (all) Business, finance Accounting
    Accès a la llicència d'ús: https://creativecommons.org/licenses/by/3.0/es/
    Adreça de correu electrònic de l'autor: mario.arias@urv.cat jorge.deandres@urv.cat jorge.deandres@urv.cat
    Identificador de l'autor: 0000-0002-6874-4036 0000-0002-7715-779X 0000-0002-7715-779X
    Data d'alta del registre: 2024-08-03
    Versió de l'article dipositat: info:eu-repo/semantics/publishedVersion
    Enllaç font original: https://link.springer.com/article/10.1057/s41288-021-00261-3
    URL Document de llicència: https://repositori.urv.cat/ca/proteccio-de-dades/
    Referència a l'article segons font original: Geneva Papers On Risk And Insurance-Issues And Practice. 48 (4): 941-967
    Referència de l'ítem segons les normes APA: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M (2023). Factors influencing policyholders' acceptance of life settlements: a technology acceptance model. Geneva Papers On Risk And Insurance-Issues And Practice, 48(4), 941-967. DOI: 10.1057/s41288-021-00261-3
    DOI de l'article: 10.1057/s41288-021-00261-3
    Entitat: Universitat Rovira i Virgili
    Any de publicació de la revista: 2023
    Tipus de publicació: Journal Publications
  • Paraules clau:

    Accounting,Business, Finance,Business, Management and Accounting (Miscellaneous),Economics and Econometrics,Finance
    Unified theory of acceptance and use of technology
    Technology acceptance model
    Structural equation modelling
    Secondary life insurance market
    Life settlements
    Life insurance
    Saúde coletiva
    General business,management and accounting
    Finance
    Economics and econometrics
    Ciencias sociales
    Business, management and accounting (miscellaneous)
    Business, management and accounting (all)
    Business, finance
    Accounting
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