Author, as appears in the article.: Diaz-Serrano L; Sackey F

Department: Economia

URV's Author/s: Díaz Serrano, Luis

Keywords: Probit Microfinance Ghana Financial liberalization Credit rationing

Abstract: © 2017, © 2017 Informa UK Limited, trading as Taylor & Francis Group. This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises’ access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from the microfinance companies’ credit and loan records consisting of the various pieces of information provided by the borrowers in the application process. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance companies. Our results also show that the Government microfinance company is the least severe in the rationing behavior.

Thematic Areas: Green & sustainable science & technology Finance Economics, econometrics and finance (miscellaneous) Ciencias sociales Business, finance Business and international management

licence for use: https://creativecommons.org/licenses/by/3.0/es/

ISSN: 20430809

Author's mail: luis.diaz@urv.cat

Author identifier: 0000-0001-9479-5091

Record's date: 2023-04-01

Papper version: info:eu-repo/semantics/acceptedVersion

Link to the original source: https://www.tandfonline.com/doi/abs/10.1080/20430795.2017.1403181?journalCode=tsfi20

Licence document URL: http://repositori.urv.cat/ca/proteccio-de-dades/

Papper original source: Journal Of Sustainable Finance And Investment. 8 (2): 114-131

APA: Diaz-Serrano L; Sackey F (2018). Microfinance and credit rationing: does the microfinance type matter?. Journal Of Sustainable Finance And Investment, 8(2), 114-131. DOI: 10.1080/20430795.2017.1403181

Article's DOI: 10.1080/20430795.2017.1403181

Entity: Universitat Rovira i Virgili

Journal publication year: 2018

Publication Type: Journal Publications