Author, as appears in the article.: Diaz-Serrano L; Sackey F
Department: Economia
URV's Author/s: Díaz Serrano, Luis
Keywords: Probit Microfinance Ghana Financial liberalization Credit rationing
Abstract: © 2017, © 2017 Informa UK Limited, trading as Taylor & Francis Group. This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises’ access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from the microfinance companies’ credit and loan records consisting of the various pieces of information provided by the borrowers in the application process. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance companies. Our results also show that the Government microfinance company is the least severe in the rationing behavior.
Thematic Areas: Green & sustainable science & technology Finance Economics, econometrics and finance (miscellaneous) Ciencias sociales Business, finance Business and international management
licence for use: https://creativecommons.org/licenses/by/3.0/es/
ISSN: 20430809
Author's mail: luis.diaz@urv.cat
Author identifier: 0000-0001-9479-5091
Record's date: 2023-04-01
Papper version: info:eu-repo/semantics/acceptedVersion
Papper original source: Journal Of Sustainable Finance And Investment. 8 (2): 114-131
APA: Diaz-Serrano L; Sackey F (2018). Microfinance and credit rationing: does the microfinance type matter?. Journal Of Sustainable Finance And Investment, 8(2), 114-131. DOI: 10.1080/20430795.2017.1403181
Licence document URL: https://repositori.urv.cat/ca/proteccio-de-dades/
Entity: Universitat Rovira i Virgili
Journal publication year: 2018
Publication Type: Journal Publications
Repositori URV