Autor según el artículo: Diaz-Serrano L; Sackey F

Departamento: Economia

Autor/es de la URV: Díaz Serrano, Luis

Palabras clave: Probit Microfinance Ghana Financial liberalization Credit rationing

Resumen: © 2017, © 2017 Informa UK Limited, trading as Taylor & Francis Group. This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises’ access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from the microfinance companies’ credit and loan records consisting of the various pieces of information provided by the borrowers in the application process. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance companies. Our results also show that the Government microfinance company is the least severe in the rationing behavior.

Áreas temáticas: Green & sustainable science & technology Finance Economics, econometrics and finance (miscellaneous) Ciencias sociales Business, finance Business and international management

Acceso a la licencia de uso: https://creativecommons.org/licenses/by/3.0/es/

ISSN: 20430809

Direcció de correo del autor: luis.diaz@urv.cat

Identificador del autor: 0000-0001-9479-5091

Fecha de alta del registro: 2023-04-01

Versión del articulo depositado: info:eu-repo/semantics/acceptedVersion

Enlace a la fuente original: https://www.tandfonline.com/doi/abs/10.1080/20430795.2017.1403181?journalCode=tsfi20

URL Documento de licencia: http://repositori.urv.cat/ca/proteccio-de-dades/

Referencia al articulo segun fuente origial: Journal Of Sustainable Finance And Investment. 8 (2): 114-131

Referencia de l'ítem segons les normes APA: Diaz-Serrano L; Sackey F (2018). Microfinance and credit rationing: does the microfinance type matter?. Journal Of Sustainable Finance And Investment, 8(2), 114-131. DOI: 10.1080/20430795.2017.1403181

DOI del artículo: 10.1080/20430795.2017.1403181

Entidad: Universitat Rovira i Virgili

Año de publicación de la revista: 2018

Tipo de publicación: Journal Publications