Autor según el artículo: Andrés-Sánchez JD; Puchades LGV
Departamento: Gestió d'Empreses
Autor/es de la URV: De Andrés Sànchez, Jorge
Palabras clave: Fsqca Life settlements Pls-sem Technology acceptance model
Resumen: Life settlements (LSs) can be considered a novel and innovative financial asset in countries where they are not yet established. This paper aims to assess the attitude (ATT) of policyholders towards participating in LSs in such countries by evaluating various variables: performance expectancy (PE), expected easiness (EE), social influence (SI), perceived ethical problems (EP), and bad feelings (BF) that may arise from this type of transaction. To achieve this goal, a questionnaire was administered to 89 individuals in Spain who possessed extensive knowledge of financial and insurance matters. The data analysis employed fuzzy set qualitative comparative analysis (fsQCA) as the basis, supplemented by partial least squares-structural equation modelling (PLS-SEM). The fsQCA results enabled the identification of policyholder profiles associated with the acceptance or rejection of LSs. Meanwhile, PLS-SEM provided insights into the net strength and statistical significance of the impact of each variable on ATT. Methodologically, this study demonstrates that fsQCA is valuable in constructing a reliable and concise framework for subsequent PLS-SEM estimation. A significant practical implication of this research is the importance of the interaction between PE and SI in the successful development of LS markets. A positive perception of financial advisors regarding these agreements emerges as a crucial factor in market growth. Moreover, the study reveals that EP and BF may significantly influence resistance towards LSs.
Áreas temáticas: Business Business and international management Ciencias sociales Economia Economics Economics and econometrics Management Marketing Strategy and management
Acceso a la licencia de uso: https://creativecommons.org/licenses/by/3.0/es/
Direcció de correo del autor: jorge.deandres@urv.cat jorge.deandres@urv.cat
Identificador del autor: 0000-0002-7715-779X 0000-0002-7715-779X
Fecha de alta del registro: 2023-08-19
Versión del articulo depositado: info:eu-repo/semantics/publishedVersion
Referencia al articulo segun fuente origial: European Research On Management And Business Economics. 29 (2): 97-108
Referencia de l'ítem segons les normes APA: Andrés-Sánchez JD; Puchades LGV (2023). Combining fsQCA and PLS-SEM to assess policyholders’ attitude towards life settlements. European Research On Management And Business Economics, 29(2), 97-108. DOI: 10.1016/j.iedeen.2023.100220
URL Documento de licencia: http://repositori.urv.cat/ca/proteccio-de-dades/
DOI del artículo: 10.1016/j.iedeen.2023.100220
Entidad: Universitat Rovira i Virgili
Año de publicación de la revista: 2023
Tipo de publicación: Journal Publications
Repositori URV