Autor segons l'article: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro
Departament: Economia
Autor/s de la URV: Iranzo Sancho, Susana / Perez Laborda, Alejandro / Zelu, Barbara Ama
Paraules clau: Women Variables Microfinance Matching estimators Impac Ghana Ghan Financial inclusion Economic empowerment Bank accounts
Resum: Although the impact of micro-credit and direct cash transfers on women economic empowerment has been extensively studied, the impact of having access to a bank account remains relatively understudied. This paper uses a detailed national representative dataset of female household heads in Ghana to analyze the relation between access to formal and informal financial accounts and women's economic empowerment. Using propensity score matching, our results elicit that women who have a financial account are more likely to be employed and tend to have higher income. The results are mainly driven by ownership of a formal account (i.e., in a commercial bank) while the impact of informal account ownership is not statistically significant. Thus our findings call for higher promotion of formal banking, particularly among women in rural and poorer areas where financial inclusion is lower.
Àrees temàtiques: Matemática / probabilidade e estatística Interdisciplinar Engenharias iii Economics and econometrics Economics Economia Direito Ciencias sociales Business, finance Business and management Business and international management Administração, ciências contábeis e turismo Administração pública e de empresas, ciências contábeis e turismo
Accès a la llicència d'ús: https://creativecommons.org/licenses/by/3.0/es/
Adreça de correu electrònic de l'autor: barbaraama.zelu@estudiants.urv.cat susana.iranzo@urv.cat susana.iranzo@urv.cat alejandro.perez@urv.cat
Identificador de l'autor: 0000-0003-1104-4458 0000-0003-4247-598X
Data d'alta del registre: 2025-01-08
Versió de l'article dipositat: info:eu-repo/semantics/publishedVersion
URL Document de llicència: https://repositori.urv.cat/ca/proteccio-de-dades/
Referència a l'article segons font original: Emerging Markets Review. 62 101190-
Referència de l'ítem segons les normes APA: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro (2024). Financial inclusion and women economic empowerment in Ghana. Emerging Markets Review, 62(), 101190-. DOI: 10.1016/j.ememar.2024.101190
Entitat: Universitat Rovira i Virgili
Any de publicació de la revista: 2024
Tipus de publicació: Journal Publications
Repositori URV