Autor segons l'article: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro
Departament: Economia
Autor/s de la URV: Iranzo Sancho, Susana / Perez Laborda, Alejandro / Zelu, Barbara Ama
Paraules clau: Bank accounts Economic empowerment Financial inclusion Ghan Ghana Impac Matching estimators Microfinance Variables Women
Resum: Although the impact of micro-credit and direct cash transfers on women economic empowerment has been extensively studied, the impact of having access to a bank account remains relatively understudied. This paper uses a detailed national representative dataset of female household heads in Ghana to analyze the relation between access to formal and informal financial accounts and women's economic empowerment. Using propensity score matching, our results elicit that women who have a financial account are more likely to be employed and tend to have higher income. The results are mainly driven by ownership of a formal account (i.e., in a commercial bank) while the impact of informal account ownership is not statistically significant. Thus our findings call for higher promotion of formal banking, particularly among women in rural and poorer areas where financial inclusion is lower.
Àrees temàtiques: Administração pública e de empresas, ciências contábeis e turismo Administração, ciências contábeis e turismo Business and international management Business and management Business, finance Ciencias sociales Direito Economia Economics Economics and econometrics Engenharias iii Interdisciplinar Matemática / probabilidade e estatística
Accès a la llicència d'ús: https://creativecommons.org/licenses/by/3.0/es/
Adreça de correu electrònic de l'autor: alejandro.perez@urv.cat susana.iranzo@urv.cat barbaraama.zelu@estudiants.urv.cat
Identificador de l'autor: 0000-0003-4247-598X 0000-0003-1104-4458
Data d'alta del registre: 2024-12-07
Versió de l'article dipositat: info:eu-repo/semantics/publishedVersion
Referència a l'article segons font original: Emerging Markets Review. 62 101190-
Referència de l'ítem segons les normes APA: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro (2024). Financial inclusion and women economic empowerment in Ghana. Emerging Markets Review, 62(), 101190-. DOI: 10.1016/j.ememar.2024.101190
URL Document de llicència: https://repositori.urv.cat/ca/proteccio-de-dades/
Entitat: Universitat Rovira i Virgili
Any de publicació de la revista: 2024
Tipus de publicació: info:eu-repo/semantics/article
Repositori URV