Author, as appears in the article.: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro
Department: Economia
URV's Author/s: Iranzo Sancho, Susana / Perez Laborda, Alejandro / Zelu, Barbara Ama
Keywords: Bank accounts Economic empowerment Financial inclusion Ghan Ghana Impac Matching estimators Microfinance Variables Women
Abstract: Although the impact of micro-credit and direct cash transfers on women economic empowerment has been extensively studied, the impact of having access to a bank account remains relatively understudied. This paper uses a detailed national representative dataset of female household heads in Ghana to analyze the relation between access to formal and informal financial accounts and women's economic empowerment. Using propensity score matching, our results elicit that women who have a financial account are more likely to be employed and tend to have higher income. The results are mainly driven by ownership of a formal account (i.e., in a commercial bank) while the impact of informal account ownership is not statistically significant. Thus our findings call for higher promotion of formal banking, particularly among women in rural and poorer areas where financial inclusion is lower.
Thematic Areas: Administração pública e de empresas, ciências contábeis e turismo Administração, ciências contábeis e turismo Business and international management Business and management Business, finance Ciencias sociales Direito Economia Economics Economics and econometrics Engenharias iii Interdisciplinar Matemática / probabilidade e estatística
licence for use: https://creativecommons.org/licenses/by/3.0/es/
Author's mail: alejandro.perez@urv.cat susana.iranzo@urv.cat barbaraama.zelu@estudiants.urv.cat
Author identifier: 0000-0003-4247-598X 0000-0003-1104-4458
Record's date: 2024-12-07
Papper version: info:eu-repo/semantics/publishedVersion
Papper original source: Emerging Markets Review. 62 101190-
APA: Zelu, Barbara Ama; Iranzo, Susana; Perez-Laborda, Alejandro (2024). Financial inclusion and women economic empowerment in Ghana. Emerging Markets Review, 62(), 101190-. DOI: 10.1016/j.ememar.2024.101190
Licence document URL: https://repositori.urv.cat/ca/proteccio-de-dades/
Entity: Universitat Rovira i Virgili
Journal publication year: 2024
Publication Type: info:eu-repo/semantics/article
Repositori URV