The unfair terms in contracts of bank loan

Identifier:  TFG:1051

Handle: https://hdl.handle.net/20.500.11797/TFG1051

Authors:  Teruel Moreno, Andrea

Abstract:
This report is about more important unfair terms included in bank loan contracts, such as floor clause, early redemption and clauses dealing with default interest. First of all, I have explained the essential characteristics of banking contracts, and especially bank loans. Moreover, I also defined what the predisposed clauses are and when they can be abusive. Finally, I have done an analysis about the unfairness of floor clause, early redemption and clauses dealing with default interest.