Author, as appears in the article.: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M
Department: Gestió d'Empreses
URV's Author/s: Arias Oliva, Mario / De Andrés Sànchez, Jorge
Keywords: Unified theory of acceptance and use of technology Technology acceptance model Structural equation modelling Secondary life insurance market Life settlements Life insurance
Abstract: The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
Thematic Areas: Saúde coletiva General business,management and accounting Finance Economics and econometrics Ciencias sociales Business, management and accounting (miscellaneous) Business, management and accounting (all) Business, finance Accounting
licence for use: https://creativecommons.org/licenses/by/3.0/es/
Author's mail: mario.arias@urv.cat jorge.deandres@urv.cat jorge.deandres@urv.cat
Author identifier: 0000-0002-6874-4036 0000-0002-7715-779X 0000-0002-7715-779X
Record's date: 2024-08-03
Papper version: info:eu-repo/semantics/publishedVersion
Licence document URL: https://repositori.urv.cat/ca/proteccio-de-dades/
Papper original source: Geneva Papers On Risk And Insurance-Issues And Practice. 48 (4): 941-967
APA: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M (2023). Factors influencing policyholders' acceptance of life settlements: a technology acceptance model. Geneva Papers On Risk And Insurance-Issues And Practice, 48(4), 941-967. DOI: 10.1057/s41288-021-00261-3
Entity: Universitat Rovira i Virgili
Journal publication year: 2023
Publication Type: Journal Publications
Repositori URV