Articles producció científica> Gestió d'Empreses

Factors influencing policyholders' acceptance of life settlements: a technology acceptance model

  • Datos identificativos

    Identificador: imarina:9242269
    Autores:
    de Andrés-Sánchez JGonzález-Vila Puchades LArias-Oliva M
    Resumen:
    The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
  • Otros:

    Autor según el artículo: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M
    Departamento: Gestió d'Empreses
    Autor/es de la URV: Arias Oliva, Mario / De Andrés Sànchez, Jorge
    Palabras clave: Unified theory of acceptance and use of technology Technology acceptance model Structural equation modelling Secondary life insurance market Life settlements Life insurance
    Resumen: The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
    Áreas temáticas: Saúde coletiva General business,management and accounting Finance Economics and econometrics Ciencias sociales Business, management and accounting (miscellaneous) Business, management and accounting (all) Business, finance Accounting
    Acceso a la licencia de uso: https://creativecommons.org/licenses/by/3.0/es/
    Direcció de correo del autor: mario.arias@urv.cat jorge.deandres@urv.cat jorge.deandres@urv.cat
    Identificador del autor: 0000-0002-6874-4036 0000-0002-7715-779X 0000-0002-7715-779X
    Fecha de alta del registro: 2024-08-03
    Versión del articulo depositado: info:eu-repo/semantics/publishedVersion
    Enlace a la fuente original: https://link.springer.com/article/10.1057/s41288-021-00261-3
    URL Documento de licencia: https://repositori.urv.cat/ca/proteccio-de-dades/
    Referencia al articulo segun fuente origial: Geneva Papers On Risk And Insurance-Issues And Practice. 48 (4): 941-967
    Referencia de l'ítem segons les normes APA: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M (2023). Factors influencing policyholders' acceptance of life settlements: a technology acceptance model. Geneva Papers On Risk And Insurance-Issues And Practice, 48(4), 941-967. DOI: 10.1057/s41288-021-00261-3
    DOI del artículo: 10.1057/s41288-021-00261-3
    Entidad: Universitat Rovira i Virgili
    Año de publicación de la revista: 2023
    Tipo de publicación: Journal Publications
  • Palabras clave:

    Accounting,Business, Finance,Business, Management and Accounting (Miscellaneous),Economics and Econometrics,Finance
    Unified theory of acceptance and use of technology
    Technology acceptance model
    Structural equation modelling
    Secondary life insurance market
    Life settlements
    Life insurance
    Saúde coletiva
    General business,management and accounting
    Finance
    Economics and econometrics
    Ciencias sociales
    Business, management and accounting (miscellaneous)
    Business, management and accounting (all)
    Business, finance
    Accounting
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