Autor según el artículo: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M
Departamento: Gestió d'Empreses
Autor/es de la URV: Arias Oliva, Mario / De Andrés Sànchez, Jorge
Palabras clave: Unified theory of acceptance and use of technology Technology acceptance model Structural equation modelling Secondary life insurance market Life settlements Life insurance
Resumen: The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. © 2021, The Geneva Association.
Áreas temáticas: Saúde coletiva General business,management and accounting Finance Economics and econometrics Ciencias sociales Business, management and accounting (miscellaneous) Business, management and accounting (all) Business, finance Accounting
Acceso a la licencia de uso: https://creativecommons.org/licenses/by/3.0/es/
Direcció de correo del autor: mario.arias@urv.cat jorge.deandres@urv.cat jorge.deandres@urv.cat
Identificador del autor: 0000-0002-6874-4036 0000-0002-7715-779X 0000-0002-7715-779X
Fecha de alta del registro: 2024-08-03
Versión del articulo depositado: info:eu-repo/semantics/publishedVersion
Enlace a la fuente original: https://link.springer.com/article/10.1057/s41288-021-00261-3
URL Documento de licencia: https://repositori.urv.cat/ca/proteccio-de-dades/
Referencia al articulo segun fuente origial: Geneva Papers On Risk And Insurance-Issues And Practice. 48 (4): 941-967
Referencia de l'ítem segons les normes APA: de Andrés-Sánchez J; González-Vila Puchades L; Arias-Oliva M (2023). Factors influencing policyholders' acceptance of life settlements: a technology acceptance model. Geneva Papers On Risk And Insurance-Issues And Practice, 48(4), 941-967. DOI: 10.1057/s41288-021-00261-3
DOI del artículo: 10.1057/s41288-021-00261-3
Entidad: Universitat Rovira i Virgili
Año de publicación de la revista: 2023
Tipo de publicación: Journal Publications